credit score, credit score ranges, good credit scores
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Your credit score is a lot like your cholesterol level. A good score means you are financially healthy; a bad score means you are seriously out of shape and at high risk for some serious problems.
Improve Your Credit Score
Credit reports have five major areas upon which you are being judged. Past Payment History, Amounts Owed, Length of Credit History, Amount of New Credit, Credit Types
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Debt consolidation
Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan.